Contractor’s Insurance

After years of experience working with construction companies, from the local general contractor to national entities, we know that protecting your business from risk requires a deep understanding of the industry.

No matter the size, your business can benefit from our experience in addressing key areas of risk and the solutions to keep your workplace safe, including construction ergonomics; crane, scaffold, and excavation safety; and more. Our risk control consultants and property risk engineers also work to help lower your total cost of risk.

Our industry specialization spans beyond risk control. We have dedicated industry underwriters for larger, more complex risks who focus exclusively on construction. In addition, our legal personnel are experts in construction defect and accident liability, and our specialized claims units excel at handling complex and catastrophic construction claims.

We work with a variety of businesses, including:

    • General building contractors*

 

    • Heavy construction contractors

 

    • Specialty trade contractors

 

 

Coverage Options

    • Auto Insurance

 

    • Business owner’s policy (BOP) and packages

 

    • Equipment breakdown insurance

 

    • General liability insurance

 

    • Inland marine insurance (builders risk, contractors equipment, installation floater)

 

    • Owners and contractors protective liability (OCP)

 

    • Project-specific coverages (e.g., wrap-ups, joint ventures)

 

    • Property insurance

 

    • Railroad protective liability

 

    • Surety bonds

 

    • Umbrella insurance

 

    • Workers compensation insurance

 

*Coverage for residential building contractors may vary depending on account size, location, and business type. Please contact us for more information.

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