Bill graduated with honors from Cal Poly Pomona (California State Polytechnic University, Pomona CA) in 1992. He majored in Applied Mathematics and minored in Business.

Bill met his wife Marianna in biology class at Antelope Valley Junior College in 1989. He married his beautiful wife on Halloween 1992. Knowing that they were not happy living in the Los Angeles area, they decided to move to the inland Pacific Northwest. They now have two daughters and a son.

Bill started his career as a stock broker with Waddell & Reed. After 3 years of working many long hours, Bill decided that being a stock broker was too hard in Spokane, so he looked around and decided to start selling auto and home insurance. After a short stint with a local independent broker, Bill decided to start Boyd Financial. In 1996, he brought on a partner, Jim Brown, and they incorporated to Boyd, Brown & Co, Inc. In 1998 Jim decided that he no longer wanted to sell insurance and Bill purchased his partner's share of the agency. Now, as the sole owner, Bill has grown the agency into a well-respected member of the community.