Protection You Deserve
Is your Spokane, WA business protected from a data breach or cyber attack? In today’s digital world, threats like ransomware, data theft, and social engineering can cause devastating financial loss and damage a company’s reputation. Cybersecurity insurance is designed to help your business respond to and recover from these events. Let’s look at what cyber insurance covers and why it’s essential for modern businesses.
Cybersecurity Insurance Coverage in Spokane, WA
Cybersecurity insurance, also known as cyber liability insurance, is a policy that helps protect your business from the financial fallout of a digital attack. Coverage is typically broken down into two main categories: first-party and third-party losses.
Darrin E.
Friendly. Very professional and personal.
Ken W.
We have been with Boyd Insurance since about... 2019. When it came time to cancel one policy and find another for our new home I had the pleasure of working with Tristan. He was able to find us a new policy and was great to work with. He was very knowledgeable and tended to our needs from start to finish. I would definitely recommend Tristan and Boyd Insurance for all your insurance needs.read more
Anna C.
Tristan at Boyd Insurance was extremely helpful... and found exactly what we needed for our home and autoread more
Baylee L.
Ive been working with Boyd Insurance Brokerage... for about 3 years and have never had a problem! I always get through to a representative right away when I call or email. The people working at Boyd have always been as helpful as they are friendly!read more
Kurt J.
We recently switched over to Boyd Insurance and... couldn’t be happier. With our home, vehicles, and a rental property, we expected things to get a little complicated—but working with our new agent, Tristan, was a great experience! He kept everything incredibly organized and took the time to walk us through all of our options. He made it easy to understand what coverage we actually needed—not just to save money, but to make sure we’re properly protected. Highly recommend!read more
Guy P.
Tristan was most helpful when we needed... additional insurance coverage on our shared lake property. He was very informative and explained in detail the extra insurance that we desired.Thank you Tristan!Guy & Diane Perhamread more
Steve R.
It is always great working with Boyd Insurance!... Very friendly and helpful! Great prices and easy process.read more
Zachary S.
Fast and thorough. Thank you
Tyler C.
Great costumer service and very helpful with any... questions or concerns with car insuranceread more
Todd C.
Boyd Insurance is a top notch broker. They are... always quick to update my policies. They offer great advice for saving money on premiums, too. We appreciate our long relationship with them!read more
David H.
Sophia was amazingly professional and helpful... with adding my new truck onto my insurance. I highly recommend Progressive as a home/auto insurance company.read more
Kai M.
Fantastic customer service and help in all... departments to help get things accomplished in a timely mannerread more
Hunter M.
After a day or so and several hours searching for... at the least, a quote to get my business insured. I found Annalise referred to me by a friend. She was awesome asked all the right questions and in just hours after a short phone call a well organized spread sheet with my quote on it. AWESOME! Very professional. And not an automated phone system!read more
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After a venture through a menagerie of phone... calls, emails, and websites, I felt lost in the corporatized world of automobile insurance companies—until I called the downtown Boyd office.The attention to care from Tristan was above and beyond, anyone who can stand my sense of humor is alright by me. I felt less like a vin number and payment ledger, and more like a friend when I called. It's not about what you're treated to, but how you're treated in life, and today was a pleasantry well reflecting this.Thank you, Boyd Ins. Brokerage again, and thank you Tristan, you are much appreciated!read more
Dianah E.
Bill always does a great job for me and my... family. He always makes sure we are paying what we should and that we are covered 100%. Thank you Bill and team!read more
Richard C.
I have been with Boyd insurance for years. I have... shopped around to just check on what I'm paying and everytime I get the same answer ! I get a great rate with them but more important the customer service is the best out there. I'm insured with safeco insurance through and I have never been happier. Tristan has helped me on numerous times and I can't ask for anyone better.Thanks Tristan for all the help in taking care of my auto insurance along with my homeownersYou guys are a great teamRichard Cainread more
Travis F.
Victoria was amazing!! She helped us get our home... insurance and was extremely quick, efficient and very helpful!!read more
Kimberlyn T.
I've been a customer of Boyd for two years,... Sophia has provided me with knowledge and exceptional service!read more
AnneMarie D.
Tristan is an amazing insurance agent and is a... great asset to Boyd Insurance Brokerage Inc. He knows how to break down the "insurance talk" so I understand exactly what I'm paying for. Tristan gets me the best coverage for the best price and truly cares about me as a customer. I could not ask for a better agent, or a better brokerage!read more
Dave T.
Been with Boys for 15+ years. Thanks for all you... do for us. Sophia is great!read more
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WhatsApp:+1 856-895-1549read more
WhatsApp:+1 856-895-1549read more
Adedayo A.
I feel impressed with the wonderful work well... done, I was told every achievement begins with a decision to try, I was a victim of scam but I got convinced by the right person of which I gave in a try of $1000 investment and I got a profit of $13,200 in seven days. Thank you Mrs charlotte wayne for the kind of smile you put on my face. For those who are also interest you can contact her on [email protected]
Whatsapp: +39 351-093-7250read more
Whatsapp: +39 351-093-7250read more
Nicholas P.
When USAA screwed me over...with zero notice,... while I was deployed overseas...I reached out to Mr. Boyd and he was more than happy to help. Got me a better price than I could I hoped for, gave me great advice, and earned a lifelong customer.read more
Robert G.
Anna's my agent is very helpful goes out of her... way to help you in any way she canread more
Joelle C.
Jennifer is broker and she is hands down... AMAZING!!! I can contact her anytime even on weekends day or night and shes always there to help me and answer my questions or my oopsies I feel like I work her to much but she never fails me or let's me down!!! Great customer service!!!read more
Spencer L.
The rep Tristan that I worked with was freaking... awesome! He laid out many options for me and was very detailed in his explanations of what each plan would get me. He did not try to up-sell me, he was very honest about what he thought I might need and what I would not need in order to get me the most bang for my buck. He made my transition from PEMCO very easy and painless.read more
Scott W.
Quick and easy unlike other local companies.
Lindy C.
Been with this company for 20 years.
Mark R.
Boyds Insurance has been there for me and my... family for years. They provide great service and have been there for us thru think and thin. They provide our home and auto insurance.read more
Kat Kathryn Smith S.
would like to thank Boyds insurance for their... honesty and stating the facts of their insurance policy's standing by their word!!!!! THANK YOU!!!!read more
Steve B.
I have been a customer of Boyd Insurance since... 2005. Anytime I have had a need - additional insurance, changes to insurance, new quote or a review of my current insurance I have always gotten a friendly, professional and timely response. I recommend them to anyone who asks me what I do for home and auto insurance.read more
John B.
I have received nothing but EXCELLENT service... from the Boyd Insurance brokerage. I have been a customer for over 5 years and have a home, a rental home, 2 cars and a boat insured through them. I recommend to all my friends. Thank You!read more
Joseph C.
Always been professional and courteous with all... my family's needs. 10 yr + customer. Bill and his staff are exceptional.read more
Ernest M.
Moving states can be a hassle. Not knowing where... to go and who to talk to when switching your whole life is scary. I was recommended to Boyd Insurance Brokerage and I have never been happier. Everyone at Boyd Insurance Brokerage is awesome. They're super helpful and courteous. They helped me insure all my vehicles and my valuables in my apartment. I would highly recommend Boyd Insurance Brokerage to anyone.read more
Sandy D.
We've been with Boyd Brown for over 10 yrs. They... have our cars, home, and motorcycles! Great price and great people.read more
Dexter P.
Bill is leader among his piers and one of the... most knowledgeable insurance brokers I know. He helps his clients understand their insurance needs and works with them to develop comprehensive plan to meet those needs.read more
Quotes from 150+ Carriers
First-Party Coverages (Your Direct Costs): This covers the expenses your business directly incurs after an incident.
- Data Breach Response: Pays for the costs of notifying affected customers, credit monitoring services, and hiring forensic IT experts to determine the cause of the breach.
- Business Interruption: Replaces lost income and covers extra expenses if your business operations are halted due to a cyber event.
- Data Recovery: Pays for the cost to restore or recreate data that has been corrupted, encrypted, or destroyed.
- Cyber Extortion: Provides coverage for costs related to a ransomware attack, including payments to hackers and the expense of expert consultants.
Third-Party Coverages (Your Liability to Others): This covers your legal liability if others are harmed by a security failure at your company.
- Privacy Liability: Covers the costs of lawsuits, settlements, and legal defense if customers or employees sue your business for exposing their sensitive data.
- Network Security Liability: Protects you if a security failure on your network causes harm to another company, for example, by passing on a virus that damages their system.
Regulatory Fines and Penalties: Helps pay for government fines or penalties if a breach violates regulations like HIPAA or other data protection laws.
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What Isn’t Covered by Cybersecurity Insurance?
While cyber policies are robust, they don’t cover everything. It’s important to understand the exclusions so you can manage your risk appropriately. Common exclusions include:
- Future Lost Profits: The policy typically covers income lost during the interruption period, not potential future profits that might be lost due to reputational damage.
- Technology Upgrades: The cost to improve your internal systems, such as buying a better firewall or upgrading software after an attack, is generally not covered.
- Loss of Intellectual Property Value: While some policies may offer limited coverage, the decreased value of stolen patents or trade secrets is often excluded.
Intentional Acts by Employees: If an employee maliciously causes a data breach, it may not be covered by a standard policy.
Local & Family Owned
We are a medium-sized insurance brokerage that was established in 1996. As Independent Agents, we represent you, the CLIENT. Although we write all types of insurance, we specialize in auto and home insurance in the Northwest.
• Integrity • Excellent Service • Quality
What Spokane Businesses Need Cyber Insurance?
If your business uses computers to store sensitive information, process payments, or communicate with clients, you are a target for cyber criminals. You should strongly consider a cyber insurance policy if you are:
- A medical or dental office that stores patient health information (PHI).
- A retail store or restaurant that processes credit card payments.
- A law firm, accounting agency, or consultant with confidential client data.
- A contractor or service business that stores employee and customer records.
- Any business that relies on a computer network to operate.
A few questions away from saving up to 40% on your insurance.
Getting Cybersecurity Insurance with Boyd Insurance Brokerage Inc.
Protecting your business from digital threats is more important than ever. At Boyd Insurance Brokerage Inc., our agents can help you understand your specific risks and navigate the complexities of cyber insurance. We have access to multiple carriers, allowing us to find a policy that provides the right protection for your Spokane business.
To learn more about cyber security insurance and to get a free quote, call us today at 509-340-2693.
