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Protection You Deserve

Your home is the center of your daily life, and likely your most valuable asset. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact. Boyd Insurance Brokerage can help you find the homeowner’s insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.

Insurance for All Kinds of Homes

Depending on where you live – a house, apartment, or condominium – the right home insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings. Contact us for more information today!
Washington, Idaho, Montana, California, Oregon, Arizona, Colorado, and Kentucky – What you need to know about homeowners insurance.

Whether you own or rent, insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. It will also cover you in the event someone is injured while on your property and wins a legal judgment against you.

Kai M.
Kai M.
Fantastic customer service and help in all... departments to help get things accomplished in a timely mannerread more
Hunter M.
Hunter M.
After a day or so and several hours searching for... at the least, a quote to get my business insured. I found Annalise referred to me by a friend. She was awesome asked all the right questions and in just hours after a short phone call a well organized spread sheet with my quote on it. AWESOME! Very professional. And not an automated phone system!read more
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After a venture through a menagerie of phone... calls, emails, and websites, I felt lost in the corporatized world of automobile insurance companies—until I called the downtown Boyd office.The attention to care from Tristan was above and beyond, anyone who can stand my sense of humor is alright by me. I felt less like a vin number and payment ledger, and more like a friend when I called. It's not about what you're treated to, but how you're treated in life, and today was a pleasantry well reflecting this.Thank you, Boyd Ins. Brokerage again, and thank you Tristan, you are much appreciated!read more
Dianah E.
Dianah E.
Bill always does a great job for me and my... family. He always makes sure we are paying what we should and that we are covered 100%. Thank you Bill and team!read more
Richard C.
Richard C.
I have been with Boyd insurance for years. I have... shopped around to just check on what I'm paying and everytime I get the same answer ! I get a great rate with them but more important the customer service is the best out there. I'm insured with safeco insurance through and I have never been happier. Tristan has helped me on numerous times and I can't ask for anyone better.Thanks Tristan for all the help in taking care of my auto insurance along with my homeownersYou guys are a great teamRichard Cainread more
Travis F.
Travis F.
Victoria was amazing!! She helped us get our home... insurance and was extremely quick, efficient and very helpful!!read more
Kimberlyn T.
Kimberlyn T.
I've been a customer of Boyd for two years,... Sophia has provided me with knowledge and exceptional service!read more
AnneMarie D.
AnneMarie D.
Tristan is an amazing insurance agent and is a... great asset to Boyd Insurance Brokerage Inc. He knows how to break down the "insurance talk" so I understand exactly what I'm paying for. Tristan gets me the best coverage for the best price and truly cares about me as a customer. I could not ask for a better agent, or a better brokerage!read more
Steve R.
Steve R.
It is always great working with Boyd Insurance!... Very friendly and helpful! Great prices and easy process.read more
Dave T.
Dave T.
Been with Boys for 15+ years. Thanks for all you... do for us. Sophia is great!read more
Siphow Siphow H.
Siphow Siphow H.
I am proud to recommend Mrs Kathy Lien, for a... selfless and reliable investment service, I was constantly looking for a reliable platform to invest and my friend introduced me to her platform and I realized this is the best platform to invest on because she maintains discipline in her investment, relationship and strategies to ensure the complete transparency and credibility of her investors. if you want to be financially successful invest in her platform now, Contact her Via: Email; [email protected]
WhatsApp:+1 856-895-1549
read more
Adedayo A.
Adedayo A.
I feel impressed with the wonderful work well... done, I was told every achievement begins with a decision to try, I was a victim of scam but I got convinced by the right person of which I gave in a try of $1000 investment and I got a profit of $13,200 in seven days. Thank you Mrs charlotte wayne for the kind of smile you put on my face. For those who are also interest you can contact her on [email protected]
Whatsapp: +39 351-093-7250
read more
Nicholas P.
Nicholas P.
When USAA screwed me over...with zero notice,... while I was deployed overseas...I reached out to Mr. Boyd and he was more than happy to help. Got me a better price than I could I hoped for, gave me great advice, and earned a lifelong customer.read more
Robert G.
Robert G.
Anna's my agent is very helpful goes out of her... way to help you in any way she canread more
Joelle C.
Joelle C.
Jennifer is broker and she is hands down... AMAZING!!! I can contact her anytime even on weekends day or night and shes always there to help me and answer my questions or my oopsies I feel like I work her to much but she never fails me or let's me down!!! Great customer service!!!read more
Spencer L.
Spencer L.
The rep Tristan that I worked with was freaking... awesome! He laid out many options for me and was very detailed in his explanations of what each plan would get me. He did not try to up-sell me, he was very honest about what he thought I might need and what I would not need in order to get me the most bang for my buck. He made my transition from PEMCO very easy and painless.read more
Scott W.
Scott W.
Quick and easy unlike other local companies.
Lindy C.
Lindy C.
Been with this company for 20 years.
Mark R.
Mark R.
Boyds Insurance has been there for me and my... family for years. They provide great service and have been there for us thru think and thin. They provide our home and auto insurance.read more
Kat Kathryn Smith S.
Kat Kathryn Smith S.
would like to thank Boyds insurance for their... honesty and stating the facts of their insurance policy's standing by their word!!!!! THANK YOU!!!!read more
Steve B.
Steve B.
I have been a customer of Boyd Insurance since... 2005. Anytime I have had a need - additional insurance, changes to insurance, new quote or a review of my current insurance I have always gotten a friendly, professional and timely response. I recommend them to anyone who asks me what I do for home and auto insurance.read more
John B.
John B.
I have received nothing but EXCELLENT service... from the Boyd Insurance brokerage. I have been a customer for over 5 years and have a home, a rental home, 2 cars and a boat insured through them. I recommend to all my friends. Thank You!read more
Joseph C.
Joseph C.
Always been professional and courteous with all... my family's needs. 10 yr + customer. Bill and his staff are exceptional.read more
Ernest M.
Ernest M.
Moving states can be a hassle. Not knowing where... to go and who to talk to when switching your whole life is scary. I was recommended to Boyd Insurance Brokerage and I have never been happier. Everyone at Boyd Insurance Brokerage is awesome. They're super helpful and courteous. They helped me insure all my vehicles and my valuables in my apartment. I would highly recommend Boyd Insurance Brokerage to anyone.read more
Sandy D.
Sandy D.
We've been with Boyd Brown for over 10 yrs. They... have our cars, home, and motorcycles! Great price and great people.read more
Dexter P.
Dexter P.
Bill is leader among his piers and one of the... most knowledgeable insurance brokers I know. He helps his clients understand their insurance needs and works with them to develop comprehensive plan to meet those needs.read more
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Quotes from 150+ Carriers

Homeowners policies differ by which losses are covered, which coverages you choose, and what type of residence you own. You choose which policy is best for you, whether it’s a comprehensive policy that cover losses such as fire, hail, smoke, falling objects, vandalism and theft of personal property, or whether it’s a policy that covers only specified losses.

Boyd Insurance Brokerage is here to help you find the right insurance for your home Whether you’re a home or condo owner, a renter, or a landlord, Boyd Insurance Brokerage will work with you to find a home insurance policy that fits your needs. We specialize in making it easy to choose the insurance coverage that gives you the best value for the best price.

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Bundle and Save

By combining policies to save time and money.

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Fast Friendly Service

Contact us for phone or email support.

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Protection You Can Trust

We work closely with only top rate carriers.

Your home insurance policy is most often made up of the specific options you choose, so how much you’ll pay for your policy depends on:

  • What you select. Oftentimes homeowners insurance options are priced individually, so how much you’ll pay for your policy depends on what coverages you buy.
  • How much you want to cover.Higher deductibles usually lower your premium price by shifting part of the loss payment to you. For example, if you had a $500 deductible, you would be responsible for paying the first $500 of the covered loss.
  • Where you set your limits. You may choose to set higher limits than the recommended amount if appropriate to your situation and needs.

Local & Family Owned

We are a medium-sized insurance brokerage that was established in 1996. As Independent Agents, we represent you, the CLIENT. Although we write all types of insurance, we specialize in auto and home insurance in the Northwest.

• Integrity • Excellent Service • Quality

The Right Coverage. The Right Price. The Right Value

The amount you pay for your homeowners insurance depends on many factors. Think of your personal housing situation, and the assets you want to protect.

Protection for Your Home

Property or Dwelling Coverage typically pays to repair or rebuild your home if it’s damaged or destroyed by an insured event like a kitchen fire or windstorm.

Protection for You and Other People

Personal Liability Coverage applies if someone is injured or their property is damaged and you are to blame. The coverage generally applies anywhere in the world.

When choosing your liability coverage limits, consider things like how much money you make and the assets you own. Your personal liability coverage should be high enough to protect your assets if you are sued.

A few questions away from saving up to 40% on your insurance.

Medical Coverage

This covers medical expenses for guests if they are injured on your property, and in certain cases covers people who are injured off of your property. It does not cover health care costs for you or other members of your household.

Additional Living Expenses

If you can’t live in your home because of a covered loss, your home insurance policy will pay additional living expenses—commonly for up to 24 months—while damage is assessed and your home is repaired or rebuilt.

Protection for Your Belongings

Your home is filled with furniture, clothes, electronics and other items that mean a lot to you. Personal Property Insurance helps replace these items if they are lost, stolen or destroyed as a result of a covered loss.

Scheduled Personal Property Coverage

If you have special possessions such as jewelry, art, antiques or collectibles you may want to talk to your agent about this additional coverage. It provides broader coverage for specific items. Spokane, Washington – Protect the Things that Matter to You Make an inventory of your home and personal belongings. If possible, make a list as well as take photos or video – using two inventory methods can help expedite the claim resolution process. Keep this list somewhere other than your home. Keep in mind that your policy doesn’t cover damages caused by poor or deferred maintenance on your part. Every home is unique – talk to us today to find out how to get the best price and value on homeowners insurance for you.

All Risk Coverage

A type of insurance policy that covers claims from any peril not specifically excluded in the contract. This kind of plan is the exact opposite of another kind known as “named peril coverage,” which instead covers losses from only those events spelled out in the policy. All-risk coverage is a more comprehensive type of insurance plan that tends to cover more claims situations and provide more protection than named peril policies. The advantage here is that the protection is so sweeping in nature that most usual and unusual events are covered. Possible exclusions might include home mold and water damage due to flood; earthquakes Broad Form Coverage The Broad Form policy provides coverage on property that does not need all of the protection offered by the Special Form. Some of the causes of physical damage the Broad Form policy provides coverage for are:
  • Fire
  • Windstorm or hail
  • Riot or civil commotion
  • Aircraft
  • Smoke
  • Lightning
  • Explosion
  • Vehicles
  • Vandalism or malicious mischief
  • Theft (limited on premises)
  • Sudden and accidental tearing apart, cracking, burning or bulging
  • Accidental discharge or overflow of water or steam
  • Sudden and accidental damage from artificially generated current
  • Falling objects
  • Weight of ice, snow or sleet
  • Freezing
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