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Commercial Insurance Spokane WA

Do you need business insurance in Spokane, WA? Spokane, Washington is home to more than 13,000 businesses, and they employ just under 200,000 people, according to the Census Bureau. All of those businesses and any new businesses should all have a certain amount of business insurance in order to protect themselves from accidents, business interruptions, property damage, loss of key personnel and professional errors. Here are the most common types of business insurance that most companies need.

Business Owners Policy (BOP)

Most businesses start by purchasing a business owners policy (BOP). These are bundled policies that typically include property coverage and liability coverage. Though, they may contain other types of coverage as well.

Kai M.
Kai M.
Fantastic customer service and help in all... departments to help get things accomplished in a timely mannerread more
Hunter M.
Hunter M.
After a day or so and several hours searching for... at the least, a quote to get my business insured. I found Annalise referred to me by a friend. She was awesome asked all the right questions and in just hours after a short phone call a well organized spread sheet with my quote on it. AWESOME! Very professional. And not an automated phone system!read more
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After a venture through a menagerie of phone... calls, emails, and websites, I felt lost in the corporatized world of automobile insurance companies—until I called the downtown Boyd office.The attention to care from Tristan was above and beyond, anyone who can stand my sense of humor is alright by me. I felt less like a vin number and payment ledger, and more like a friend when I called. It's not about what you're treated to, but how you're treated in life, and today was a pleasantry well reflecting this.Thank you, Boyd Ins. Brokerage again, and thank you Tristan, you are much appreciated!read more
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Dianah E.
Bill always does a great job for me and my... family. He always makes sure we are paying what we should and that we are covered 100%. Thank you Bill and team!read more
Richard C.
Richard C.
I have been with Boyd insurance for years. I have... shopped around to just check on what I'm paying and everytime I get the same answer ! I get a great rate with them but more important the customer service is the best out there. I'm insured with safeco insurance through and I have never been happier. Tristan has helped me on numerous times and I can't ask for anyone better.Thanks Tristan for all the help in taking care of my auto insurance along with my homeownersYou guys are a great teamRichard Cainread more
Travis F.
Travis F.
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Kimberlyn T.
Kimberlyn T.
I've been a customer of Boyd for two years,... Sophia has provided me with knowledge and exceptional service!read more
AnneMarie D.
AnneMarie D.
Tristan is an amazing insurance agent and is a... great asset to Boyd Insurance Brokerage Inc. He knows how to break down the "insurance talk" so I understand exactly what I'm paying for. Tristan gets me the best coverage for the best price and truly cares about me as a customer. I could not ask for a better agent, or a better brokerage!read more
Steve R.
Steve R.
It is always great working with Boyd Insurance!... Very friendly and helpful! Great prices and easy process.read more
Dave T.
Dave T.
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Whatsapp: +39 351-093-7250
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Nicholas P.
Nicholas P.
When USAA screwed me over...with zero notice,... while I was deployed overseas...I reached out to Mr. Boyd and he was more than happy to help. Got me a better price than I could I hoped for, gave me great advice, and earned a lifelong customer.read more
Robert G.
Robert G.
Anna's my agent is very helpful goes out of her... way to help you in any way she canread more
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Joelle C.
Jennifer is broker and she is hands down... AMAZING!!! I can contact her anytime even on weekends day or night and shes always there to help me and answer my questions or my oopsies I feel like I work her to much but she never fails me or let's me down!!! Great customer service!!!read more
Spencer L.
Spencer L.
The rep Tristan that I worked with was freaking... awesome! He laid out many options for me and was very detailed in his explanations of what each plan would get me. He did not try to up-sell me, he was very honest about what he thought I might need and what I would not need in order to get me the most bang for my buck. He made my transition from PEMCO very easy and painless.read more
Scott W.
Scott W.
Quick and easy unlike other local companies.
Lindy C.
Lindy C.
Been with this company for 20 years.
Mark R.
Mark R.
Boyds Insurance has been there for me and my... family for years. They provide great service and have been there for us thru think and thin. They provide our home and auto insurance.read more
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Kat Kathryn Smith S.
would like to thank Boyds insurance for their... honesty and stating the facts of their insurance policy's standing by their word!!!!! THANK YOU!!!!read more
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Steve B.
I have been a customer of Boyd Insurance since... 2005. Anytime I have had a need - additional insurance, changes to insurance, new quote or a review of my current insurance I have always gotten a friendly, professional and timely response. I recommend them to anyone who asks me what I do for home and auto insurance.read more
John B.
John B.
I have received nothing but EXCELLENT service... from the Boyd Insurance brokerage. I have been a customer for over 5 years and have a home, a rental home, 2 cars and a boat insured through them. I recommend to all my friends. Thank You!read more
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Joseph C.
Always been professional and courteous with all... my family's needs. 10 yr + customer. Bill and his staff are exceptional.read more
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Ernest M.
Moving states can be a hassle. Not knowing where... to go and who to talk to when switching your whole life is scary. I was recommended to Boyd Insurance Brokerage and I have never been happier. Everyone at Boyd Insurance Brokerage is awesome. They're super helpful and courteous. They helped me insure all my vehicles and my valuables in my apartment. I would highly recommend Boyd Insurance Brokerage to anyone.read more
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Dexter P.
Bill is leader among his piers and one of the... most knowledgeable insurance brokers I know. He helps his clients understand their insurance needs and works with them to develop comprehensive plan to meet those needs.read more
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Business Liability

Business liability is a type of general liability policy. It helps protect your business if a customer gets injured at your location or by a product or if the customer’s property is damaged. This insurance is a good idea to purchase if you sell physical products and/or have a physical location.

Commercial Property

Commercial property insurance helps financially protect your physical building and the contents inside if it’s damaged by a covered event. This insurance is recommended for businesses with standard public locations and for businesses that are located at the business owner’s home.

Business Interruption Insurance

If your business has to temporarily close due to a covered even, usually a fire, wind damage or theft, business interruption insurance helps replace some of that lost income. For example, if your business location is flooded and it must be shut down for repairs, this insurance policy would help you maintain a stream of income while you’re waiting for the repairs to be completed.

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Bundle and Save

By combining policies to save time and money.

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Protection You Can Trust

We work closely with only top rate carriers.

Types of Business Insurance Available in Spokane, WA

Depending on the type of business you run in Spokane, Washington, you may want to consider these types of business insurance policies.

  • Business Interruption Insurance
  • Business Liability
  • Business Owners Policy
  • Commercial Vehicle Insurance
  • Commercial Property
  • Crime Insurance
  • Cyber Insurance
  • Equipment Breakdown Insurance
  • Key Persona Insurance
  • Professional Liability
  • Umbrella Insurance

Local & Family Owned

We are a medium-sized insurance brokerage that was established in 1996. As Independent Agents, we represent you, the CLIENT. Although we write all types of insurance, we specialize in auto and home insurance in the Northwest.

• Integrity • Excellent Service • Quality

Commercial Vehicle Insurance

Commercial Vehicle insurance helps repair or replace your commercial vehicles if they are involved in an accident. These policies typically come with comprehensive, collision, liability and under and uninsured motorists coverage. It’s important to note that Florida requires a certain amount of car insurance.

Crime Insurance

If your business is the victim of a crime, like a robbery or fraud, that results in the loss of money or securities, a crime insurance policy helps replace what was stolen. It even covers computer fraud.

Cyber Insurance

Cyber insurance or cyber liability insurance helps protect your business if your computer system or networks are compromised. This can include hacking, malware and data breaches.

Equipment Breakdown Insurance

If your business operates a lot of machinery and electronic devices, equipment breakdown insurance can help you repair or replace that equipment if it breaks down.

A few questions away from saving up to 40% on your insurance.

Key Person Insurance

Key person insurance is similar to a life insurance policy. This policy is taken out for key people in your business. These are the people who, if they die suddenly, your business would struggle to operate. This insurance policy pays out in the event that one of your key people dies. The money can be used to operate the business until another person is hired, or it can be used to help shut down the business by paying off debts and investors and possibly providing the employees with a severance while they look for new work.

Professional Liability

Professional liability insurance is designed for people who perform certain services based on their education and experience. Accountants, financial advisors, life coaches and consultants all fall under this category. This insurance helps financially protect them if they make a mistake that causes harm to their clients or are accused of being negligent in their duties and the expectations of the service. This insurance can even be purchased by individuals who work out of their homes.

Umbrella Insurance

Commercial umbrella insurance is a policy that goes above the limits of the original policy in order to cover any overages. For example, if you have a claim that is valued at 1.5 million dollars, but your standard policy only covers 1 million dollars, your umbrella policy would cover the remaining half a million dollars.

Business Insurance Policies From Boyd Insurance Brokerage Inc

Boyd Insurance Brokerage Inc offers business insurance policies that can protect your commercial vehicles and property against certain covered losses. We offer property insurance, commercial car insurance, liability insurance and umbrella insurance. We even have insurance policies that are designed for specific types of businesses, like contractors and restaurants.

To learn more about our business insurance policies and to request a quote, call us at 509-340-2693.

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