In Washington, you can legally tint only the top 6 inches of your front windshield with non-reflective tint (no red, yellow, or amber), a 2011 rule that keeps the driver’s view unobstructed. Side and rear windows have their own light-transmission limits. Legal tint doesn’t affect car insurance, but tickets for illegal tint can — separate […]
Can You Tint Your Windshield in Washington State? Read More »
Mobile home insurance isn’t required by Washington law, but lenders require it if you financed the home. It’s a form of homeowners insurance covering the dwelling, accessory buildings, personal belongings, liability, loss of use, and medical payments. Standard policies exclude floods, earthquakes, rot, and wear, so add flood and earthquake coverage based on your location.
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Umbrella insurance is extra liability coverage that pays large claims once your home or auto policy limits are exhausted. For retirees in Spokane living on fixed savings, it’s valuable protection — one serious lawsuit or accident on your property could otherwise consume a big share of retirement income. Policies typically cost about $200 a year
You should switch your auto insurance to a commercial policy in your business name once you use the vehicle for business — delivering goods, visiting clients, transporting people for pay, adding company signage, or letting employees drive it. Personal auto policies exclude business use and may deny those claims. This is especially relevant for gig
When should I put my auto insurance under my business name in Washington? Read More »
Home insurance claims for fires, theft, and dog bites — plus filing multiple claims in a short time — can raise your premiums, while excessive claims, owning high-risk dog breeds, or rising neighborhood risk can get your policy canceled or non-renewed. Filing only necessary claims and hardening your home helps keep coverage affordable. Are you
Home Insurance Claims That Make the Premium Go Up or Cancel All Together Read More »
Yes, solar panels can modestly increase your home insurance premiums. They raise your home’s value (by up to about 4%) and add expensive equipment that must be insured against damage from hail, wind, or lightning. You can offset the increase by shopping carriers, raising your deductible, and bundling policies — see more on what affects
Do Solar Panels Increase Home Insurance Premiums? Read More »
Washington doesn’t legally require ATV or off-road vehicle insurance unless your ATV is street-legal for roads. Still, coverage is strongly recommended because ATV accident costs can reach hundreds of thousands of dollars, and homeowners insurance typically excludes motor vehicles like ATVs and motorcycles. ORV parks may also require proof of insurance. Are you ready to
Do I need ATV or off-road vehicle insurance in Washington? Read More »
A home inspection in Washington typically costs between $425 and $600 and is a non-destructive review of a home’s structure and systems before purchase. It uncovers issues like water damage, electrical and roof problems, or foundation and HVAC concerns, letting buyers renegotiate, request repairs, or back out — and a well-maintained home can even lower
How much does a home inspection cost in Washington State, and why do you need one? Read More »
Home insurance does cover stolen cash, but only up to a low sub-limit — often just a few hundred dollars — no matter how much was taken. Your homeowners policy reimburses stolen belongings and repairs break-in damage, minus your deductible, so it’s best to keep large amounts of cash in a bank rather than at
To become a preferred contractor for insurance companies in Washington, build your experience, portfolio, and reputation; hold a valid contractor’s license and state registration; carry proper insurance; and apply to carriers whose policy lines match your trade. Preferred status brings steady referrals, though you’ll typically negotiate rates. Are you a contractor that’s looking to work
How To Become a Preferred Contractor for Insurance Companies in Washington State? Read More »
