Washington doesn’t require a driver’s-license-style boat license, but most recreational boaters must carry a Boater Education Card. It’s required for anyone 12 or older, born after January 1, 1955, operating a vessel with 15 horsepower or more. You earn it by completing an approved safety course and paying a small fee. Are you thinking of
Do you need a special license to drive a boat in Washington? Read More »
Farm insurance protects your buildings, equipment, crops, liability, and family living expenses against risks like fire, accidents, and disasters. The right policy should use replacement cost (not actual cash value) for buildings and equipment, include general liability for visitors and employees, and add crop coverage — it’s a specialized form of business insurance. The care
Do You Have The Right Insurance Coverage For Your Farm? Read More »
Filing an auto insurance claim in Washington means asking your insurer to help pay for repairs after an accident — you report when, where, and how the damage happened and who was involved. You generally have up to three years to file, but sooner is better. For minor damage under $1,000 it’s often wiser to
Filing An Auto Insurance Claim in Washington State: What You Need To Know Read More »
Personal insurance covers the everyday liabilities and property losses in your life — your home, car, and belongings — that aren’t tied to running a business. For most homeowners and licensed drivers in Spokane it’s essential protection, and an independent broker can match you with the right carrier, often within a few hours. Whether you’ve
Personal Insurance Q&A with Jennifer Bonds Read More »
Restaurant insurance protects your business from risks like food contamination, customer injuries on the premises, and loss of refrigeration. A solid policy covers cleanup and spoiled-food costs after a contamination outbreak, guest medical expenses, and restoring perishable inventory if your cooling system fails. Mobile vendors have related but distinct needs — see food truck insurance.
What insurance does a restaurant need? Read More »
