In Washington, standard Class 1, 2, and 3 e-bikes (750 watts or less, with working pedals) don’t legally require registration, a license, or insurance in Spokane. But homeowners policies often exclude motorized vehicles, and new 2026 rules reclassify higher-powered e-bikes as e-motorcycles that do require a motorcycle endorsement and liability insurance. Electric bikes have exploded […]
Insuring Your E-Bike in Spokane: Do You Need It? Read More »
If you hit a deer in Washington, your insurance covers the damage only if you carry comprehensive coverage — not liability-only. Comprehensive pays for animal collisions minus your deductible and is usually treated as a not-at-fault claim, so it has little effect on your rates. Living in Washington gives us access to some of the
Does My Insurance Cover Hitting a Deer? A Guide For Washington Drivers Read More »
An insurance deductible is the amount you pay out of pocket for a covered loss before your insurer pays the rest. Choosing the right one balances premium against risk: a higher deductible lowers your premium but raises out-of-pocket costs at claim time. Pick a deductible you could comfortably pay from your emergency fund, and remember
In Washington, you can legally tint only the top 6 inches of your front windshield with non-reflective tint (no red, yellow, or amber), a 2011 rule that keeps the driver’s view unobstructed. Side and rear windows have their own light-transmission limits. Legal tint doesn’t affect car insurance, but tickets for illegal tint can — separate
Can You Tint Your Windshield in Washington State? Read More »
Yes, you can be ticketed for a cracked windshield in Washington if the crack obstructs your view — state law requires windshields to be unobstructed, and federal rules limit cracks to under 3/4 inch. Comprehensive insurance (not liability) typically pays for a rock chip or crack — the same coverage that pays for hitting a
Can I get a ticket for a cracked windshield in Washington? Read More »
Filing an auto insurance claim in Washington means asking your insurer to help pay for repairs after an accident — you report when, where, and how the damage happened and who was involved. You generally have up to three years to file, but sooner is better. For minor damage under $1,000 it’s often wiser to
Filing An Auto Insurance Claim in Washington State: What You Need To Know Read More »
