Washington requires all motorized boats to display current registration decals, which expire June 30 every year. You can renew online through License Express (up to six months early), in person, or by mail. If your WN number contains the letters I, O, or Q, the state must reissue it — the Coast Guard bans those
How to Renew Your Washington Boat Decals (and Fix the “I, O, Q” Error) Read More »
An insurance deductible is the amount you pay out of pocket for a covered loss before your insurer pays the rest. Choosing the right one balances premium against risk: a higher deductible lowers your premium but raises out-of-pocket costs at claim time. Pick a deductible you could comfortably pay from your emergency fund, and remember
Yes — boat insurance covers theft and vandalism through comprehensive (non-collision) coverage, which pays for a stolen boat and trailer, theft of attached equipment like a GPS or trolling motor, and vandalism such as slashed seats or a spray-painted hull. Loose personal items like fishing gear usually need a separate personal effects endorsement. When you
There are no age restrictions to buy boat insurance in Washington — any titled owner 18 or older can purchase a policy. Age matters more for operating a boat: those 12+ can operate a 15+ hp vessel with a Boater Education Card, and 14 is the minimum for personal watercraft. Boat insurance isn’t legally required,
What Are the Boat Insurance Age Restrictions in Washington? Read More »
Washington doesn’t require a driver’s-license-style boat license, but most recreational boaters must carry a Boater Education Card. It’s required for anyone 12 or older, born after January 1, 1955, operating a vessel with 15 horsepower or more. You earn it by completing an approved safety course and paying a small fee. Are you thinking of
Do you need a special license to drive a boat in Washington? Read More »
