If you drive for gig or delivery services like DoorDash, Uber, Instacart, or Amazon Flex in Washington, you likely need commercial auto insurance. Personal auto policies exclude business use, so a claim during a delivery or between rides can be denied. Commercial or rideshare coverage fills those gaps. Do you perform gig work for Amazon, […]
To ride a snowmobile legally in Washington, register it with the Department of Licensing — snowmobiles are registered, not titled. Registration runs October 1 through September 30, you must transfer a used sled into your name within 10 days of purchase, and non-residents need a temporary permit plus a Sno-Park permit. Are you ready to
Washington Snowmobile License, Title, Registration And Legal Requirements Guide Read More »
Breweries and distilleries face specialized risks that standard business insurance often won’t fully cover — including equipment breakdown, employee injuries from machinery and hot liquids, fires and explosions from flammable alcohol vapor, product contamination, recalls, and liquor liability. Dedicated brewery insurance is designed to close these gaps. If you own a brewing and distilling business,
Common Claims and Risks in Brewing and Distilling Read More »
Contractor’s liability insurance (general liability) covers claims from third parties for bodily injury, property damage, and personal injury like libel or slander — for example, a visitor tripping on your site or a ladder breaking a neighbor’s window. It doesn’t cover your own employees, vehicles, or property, which need separate policies. Do you have a
What does contractor’s liability insurance cover? Read More »
The most common home insurance claims in Washington are wind and hail damage (about 39%), fire and lightning (about 25%), and freezing and water damage (about 24%), followed by dog bites and theft. A standard homeowners policy covers these events, helping you repair the damage minus your deductible. Are you wondering what causes the most
What are common home insurance claims in Washington State? Read More »
Business insurance in Washington typically costs about $1,000 per year for every $1 million of coverage. A Business Owner’s Policy runs roughly $50–$90 per month, general liability about $30, and workers’ compensation around $70 — though your actual cost depends on your industry, size, payroll, and the coverages you choose. Do you need business insurance
How much is business insurance in Washington state and what do you need covered? Read More »
A contractor license bond is required for all contractors in Washington — $12,000 for general contractors and $6,000 for specialty contractors — and guarantees customers are compensated if the contractor fails to meet the contract or damages property. It’s a three-party surety agreement regulated by the Department of Labor & Industries, which requires contractors to
To add a motorcycle endorsement to your Washington driver’s license, you must be at least 16, hold a valid license, get an instruction permit, and pass the knowledge and riding tests at an approved motorcycle training school — then apply for the endorsement within 180 days. Washington offers separate 2-wheel and 3-wheel endorsements. Are you
How to add a motorcycle endorsement to your Washington state drivers license? Read More »
Washington doesn’t require a driver’s-license-style boat license, but most recreational boaters must carry a Boater Education Card. It’s required for anyone 12 or older, born after January 1, 1955, operating a vessel with 15 horsepower or more. You earn it by completing an approved safety course and paying a small fee. Are you thinking of
Do you need a special license to drive a boat in Washington? Read More »
Farm insurance protects your buildings, equipment, crops, liability, and family living expenses against risks like fire, accidents, and disasters. The right policy should use replacement cost (not actual cash value) for buildings and equipment, include general liability for visitors and employees, and add crop coverage — it’s a specialized form of business insurance. The care
Do You Have The Right Insurance Coverage For Your Farm? Read More »
