In most cases you don’t need a special license or CDL to drive an RV in Washington — a standard driver’s license covers RVs under 26,000 pounds used for personal travel. You only need a commercial driver’s license if your motorhome (or its towing combination) exceeds 26,001 pounds, or a towed unit tops 10,001 pounds. […]
Do I need a special license to drive a RV in Washington? Read More »
Landlord insurance covers rental properties that a standard homeowners policy won’t, because homeowners coverage excludes homes where the owner isn’t the primary occupant. It isn’t legally required in Washington, but your mortgage lender almost always will require it. The main options are DP-1, DP-2, and DP-3 dwelling fire policies, plus commercial landlord coverage for larger
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Washington businesses that sell, distribute, or manufacture alcohol must obtain a liquor endorsement on their business license through the Liquor and Cannabis Board — and carry commercial insurance. That means at least $1 million in general liability plus liquor liability (dram shop) coverage from a carrier rated Class VII or A. Do you know the
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If you drive for gig or delivery services like DoorDash, Uber, Instacart, or Amazon Flex in Washington, you likely need commercial auto insurance. Personal auto policies exclude business use, so a claim during a delivery or between rides can be denied. Commercial or rideshare coverage fills those gaps. Do you perform gig work for Amazon,
To ride a snowmobile legally in Washington, register it with the Department of Licensing — snowmobiles are registered, not titled. Registration runs October 1 through September 30, you must transfer a used sled into your name within 10 days of purchase, and non-residents need a temporary permit plus a Sno-Park permit. Are you ready to
Washington Snowmobile License, Title, Registration And Legal Requirements Guide Read More »
Breweries and distilleries face specialized risks that standard business insurance often won’t fully cover — including equipment breakdown, employee injuries from machinery and hot liquids, fires and explosions from flammable alcohol vapor, product contamination, recalls, and liquor liability. Dedicated brewery insurance is designed to close these gaps. If you own a brewing and distilling business,
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Contractor’s liability insurance (general liability) covers claims from third parties for bodily injury, property damage, and personal injury like libel or slander — for example, a visitor tripping on your site or a ladder breaking a neighbor’s window. It doesn’t cover your own employees, vehicles, or property, which need separate policies. Do you have a
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The most common home insurance claims in Washington are wind and hail damage (about 39%), fire and lightning (about 25%), and freezing and water damage (about 24%), followed by dog bites and theft. A standard homeowners policy covers these events, helping you repair the damage minus your deductible. Are you wondering what causes the most
What are common home insurance claims in Washington State? Read More »
Business insurance in Washington typically costs about $1,000 per year for every $1 million of coverage. A Business Owner’s Policy runs roughly $50–$90 per month, general liability about $30, and workers’ compensation around $70 — though your actual cost depends on your industry, size, payroll, and the coverages you choose. Do you need business insurance
How much is business insurance in Washington state and what do you need covered? Read More »
A contractor license bond is required for all contractors in Washington — $12,000 for general contractors and $6,000 for specialty contractors — and guarantees customers are compensated if the contractor fails to meet the contract or damages property. It’s a three-party surety agreement regulated by the Department of Labor & Industries, which requires contractors to
