Starting a family in Spokane is an exciting journey filled with memorable moments, from family outings at Riverfront Park to exploring the beautiful Centennial Trail. As you build your life in this vibrant, family-oriented community, it’s natural to focus on the present joys. However, planning for your family’s long-term financial security is one of the […]
Why Young Families in Spokane Need Life Insurance Read More »
Navigating the world of insurance can often feel complex, with terms and conditions that are not always straightforward. One of the most critical components of any insurance policy is the deductible, yet it’s a concept many policyholders find confusing. Understanding your deductible is essential because it directly impacts both your monthly premium and your out-of-pocket
How to Choose the Right Insurance Deductible Read More »
With the warm summer weather arriving in Spokane, many of us are looking forward to enjoying our backyards with barbecues, pool parties, and fun on the trampoline. While these activities create lasting memories, they also introduce potential risks. If a guest is injured on your property, are you financially protected? Let’s take a look at
Does Your Insurance Cover Summer Pool and Backyard Accidents? Read More »
When you buy a boat insurance policy, you’re usually buying a package of different coverages. While liability coverage protects you from damage you cause to others, physical damage coverage protects your own boat. This physical damage protection is often split into two parts: Collision Coverage: Pays for repairs to your boat if it’s damaged in
Does Boat Insurance Cover Theft and Vandalism? Read More »
If you need boat insurance in Spokane, you may be wondering if there are any age restrictions or if you can be too old to qualify for boat insurance. The short answer is that there are no age restrictions for getting boat insurance, but there are age restrictions when it comes to operating boats and
What Are the Boat Insurance Age Restrictions in Washington? Read More »
Are you considering purchasing or building a new luxury home in Spokane, WA? A luxury home is considered to be a home where the purchase price is at least 1,000,000, and if you are searching for a luxury home with a lot of amenities, you might be surprised to find out that the home insurance
Do Luxury Homes Require Specialized Insurance? Read More »
Are you worried about the increase in extreme weather and how that might affect your homeowners insurance rates? According to the EPA, the temperature in Washington state has risen between 1 and 2 degrees over the last 100 years. That can increase the levels of seawater, the frequency of droughts, and the risk of large
How Washington’s Weather Impacts Home Insurance Rates Read More »
It’s estimated that 42 percent of households are renter-occupied in Spokane, WA, and if you’re renting one of those households, you may be wondering if your landlord can evict you if you don’t have or maintain a valid renters insurance policy. The truth is that you need to read your lease. If your landlord specifies
Can I get evicted in Washington for not having renters insurance? Read More »
Are you wondering how to value an “insurance book of business?” An insurance book of business includes all the information for past and current clients and their insurance policy history. Putting a value on an insurance book of business is important for insurance agencies who are looking to expand, merge or strategically plan for the
How To Value an Insurance Book of Business Read More »
When purchasing home insurance, you may come across two terms, including market cost and replacement value. These terms are related to how much your insurance company might pay you if your home is destroyed due to a covered event. Let’s take a look at these two terms and how they can affect your homeowners insurance.
Understanding Replacement Cost VS. Market Value in Home Insurance Read More »
We are a medium-sized insurance brokerage that was established in 1996. As Independent Agents, we represent you, the CLIENT. Although we write all types of insurance, we specialize in auto and home insurance in the Northwest.
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