Are you wondering how to value an “insurance book of business?” An insurance book of business includes all the information for past and current clients and their insurance policy history. Putting a value on an insurance book of business is important for insurance agencies who are looking to expand, merge or strategically plan for the […]
How To Value an Insurance Book of Business Read More »
When purchasing home insurance, you may come across two terms, including market cost and replacement value. These terms are related to how much your insurance company might pay you if your home is destroyed due to a covered event. Let’s take a look at these two terms and how they can affect your homeowners insurance.
Understanding Replacement Cost VS. Market Value in Home Insurance Read More »
Do you have valuable items, like jewelry, paintings, rare stamps or other types of pricey collections, that you keep in your Spokane, WA home? If you do, you may be surprised to find out that homeowners insurance, condo insurance and renters insurance policies may not provide enough protection for valuable or high-dollar items. In fact,
How to Insure Valuable Art, Jewelry, and Collectibles in Your Home Read More »
Are you a first-time homebuyer? When you’re purchasing your first home in Post Falls, Idaho, there are lots of things to think about, including negotiating a fair purchase price, determining your down payment, finalizing the paperwork and paying the closing costs. It can be a hectic time, but don’t forget about your homeowners insurance. Homeowners
Insurance Guide for First-Time Home Buyers in Post Falls, Idaho Read More »
Did you know that electrical contractors need surety bonds in Spokane? If you’re not sure what a surety bond is, it’s a type of guarantee, and several states, including Washington, require electricians to have surety bonds. A surety bond helps ensure that the electrical contractor performs the work in accordance with all of the rules,
What Does Bonding for Electrical Contractor Do? Read More »
Are you thinking about tinting your vehicle’s front windshield in Washington State? Drivers tint their windshields for a variety of reasons, including wanting to keep the inside of the car cooler, reducing glare and protecting the vehicle’s interior from the damaging UV rays, but before you apply tint to your windshield, you should review the
Can You Tint Your Windshield in Washington State? Read More »
Are you in need of a mobile home insurance policy in Spokane, Washington? Mobile homes are increasingly becoming the affordable option for people who want to own their own dwelling but aren’t comfortable paying the market rates for a stick-built home. Of course, mobile homes can come with certain challenges, like trying to figure out
Washington Mobile Home Insurance Requirements and Purchasing Guide Read More »
Are you one of the 93,000 retirees living in Spokane, Washington? Spokane is considered the 65th best place to live in the US, and the 112th best place to retire. This is because of its plethora of indoor and outdoor activities and the reasonable cost of living. Home prices and rent are slightly below the
Do Retirees Need Umbrella Insurance? Read More »
Are you starting a business in Washington State and wondering when you need to put your car insurance under your business name? The truth is that if you’re conducting business in a vehicle that used to be your personal car, you should probably switch your personal car insurance to commercial car insurance that’s in your
When should I put my auto insurance under my business name in Washington? Read More »
Are you worried about your Washington homeowners insurance increasing or being canceled? Many homeowners have seen their insurance premiums increase beyond their ability to afford it. Others have seen their insurance policies canceled without warning. Let’s take a look at what might cause your premiums to increase and what claims might result in a cancellation.
Home Insurance Claims That Make the Premium Go Up or Cancel All Together Read More »
We are a medium-sized insurance brokerage that was established in 1996. As Independent Agents, we represent you, the CLIENT.
We are a medium-sized insurance brokerage that was established in 1996. As Independent Agents, we represent you, the CLIENT. Although we write all types of insurance, we specialize in auto and home insurance in the Northwest.
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