Home Insurance

Do you need home insurance in Washington? Whether you are buying your first home in Spokane or refinancing a property in Seattle, the insurance landscape has changed significantly in the last few years. Homeowners insurance helps pay for replacement or repairs to your home if it is damaged by a covered loss, but in 2026, […]

With the warm summer weather arriving in Spokane, many of us are looking forward to enjoying our backyards with barbecues, pool parties, and fun on the trampoline. While these activities create lasting memories, they also introduce potential risks. If a guest is injured on your property, are you financially protected? Let’s take a look at

Are you considering purchasing or building a new luxury home in Spokane, WA? A luxury home is considered to be a home where the purchase price is at least 1,000,000, and if you are searching for a luxury home with a lot of amenities, you might be surprised to find out that the home insurance

Are you worried about the increase in extreme weather and how that might affect your homeowners insurance rates? According to the EPA, the temperature in Washington state has risen between 1 and 2 degrees over the last 100 years. That can increase the levels of seawater, the frequency of droughts, and the risk of large

When purchasing home insurance, you may come across two terms, including market cost and replacement value. These terms are related to how much your insurance company might pay you if your home is destroyed due to a covered event. Let’s take a look at these two terms and how they can affect your homeowners insurance.

Are you a first-time homebuyer? When you’re purchasing your first home in Post Falls, Idaho, there are lots of things to think about, including negotiating a fair purchase price, determining your down payment, finalizing the paperwork and paying the closing costs. It can be a hectic time, but don’t forget about your homeowners insurance. Homeowners

Are you worried about your Washington homeowners insurance increasing or being canceled? Many homeowners have seen their insurance premiums increase beyond their ability to afford it. Others have seen their insurance policies canceled without warning. Let’s take a look at what might cause your premiums to increase and what claims might result in a cancellation.

Are you thinking about getting solar panels on your Washington home? According to the Solar Energy Industries Association (SEIA), Washington State ranks 33rd in solar power generation in the first quarter of 2024. The state has seen 711 megawatts of solar power installed in the first quarter of the year, and it’s a great choice

Are you considering purchasing a house in Spokane, Washington in the coming year? If you are, don’t forget the home inspection. Home inspections can find issues with the house that you may not have seen on your walk. Let’s take a look at the home inspection costs and what they cover. What is a home